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How Credits Are Calculated

Understanding how our credit system works


How do credits work?

Credits are primarily consumed based on:

AI Processing

Used for task planning, decision making, and output generation.

Data Integration

Used for accessing your connected accounts and personal information.

File Processing

Used for analyzing, extracting, and processing uploaded documents and files.

The specific credits consumption for a task is determined by its complexity. Credits are only consumed during active task processing - completed tasks and the storage or deployment of their outputs do not consume any credits, so there's no need to delete completed tasks.

AI Model Pricing

Each AI model has its own individual pricing structure. Choose the model that best fits your needs and budget.

Cost-Effective Models

Most Cost-Effective

Perfect for everyday tasks and general conversation

Available Models:

GPT-5 Mini

Claude Haiku 4.5

Gemini 3 Flash

Premium Models

High-Performing

Advanced reasoning for complex tasks and detailed analysis

Available Models:

GPT-5.1

GPT-5.2

Claude Opus 4.6

Claude Opus 4.5

Claude Sonnet 4.5

Gemini 3 Pro

Usage Examples

Here are some examples demonstrating credits consumption across different task types and complexity levels.

Email Invoice Summary

Complexity: Simple

Task type: Email analysis • Attachment detection

1-3 credits

Summarizing an invoice email from Amazon and providing a direct link to view the PDF receipt in your inbox

Smart Shopping Research

Complexity: Standard

Task type: Price comparison • Recommendations

3-6 credits

Researching the best laptop deals under $1000, comparing current prices across retailers, and recommending top options

Personal Finance Insights

Complexity: Advanced

Task type: Bank account analysis • Spending patterns • Budget recommendations

10-20 credits

Analyzing your monthly spending across all connected bank accounts to identify savings opportunities and create personalized budget recommendations

How to get more credits?

Upgrade to a paid plan for more credits:

• Basic Plan - $10/month

2,000 chat credits + unlimited web search per month

Includes file upload, premium models, and all integrations

• Premium Plan - $50/month

20,000 chat credits + advanced web search and dataset processing

Image/video generation, priority support, voice interactions, and all features


Purchase additional credits (Premium only):

Premium

500 credits per $1

Premium subscribers can purchase additional credits at a rate of 500 credits per dollar.

Purchased credits do NOT expire

Unlike subscription credits, purchased credits do not reset at the end of your billing period. Unused purchased credits roll over to future months indefinitely, so you never lose what you paid for.

Will credits expire?

Subscription credits: Yes, unused subscription credits do not roll over and will reset at the end of each billing period.

Purchased credits (Premium): No, purchased credits never expire. Unused purchased credits roll over to future months indefinitely.